Home | Contact Us | About Us | Services | Calculators | Privacy Policy

Online Banking

Loan Rates Savings Rates Fee Schedule

Effective as of: 03/14/2023
Loan Rates
Rate Ranges Are Based On Credit Worthiness
New or Used Auto
TermAPR
36 Months or Less6.30 % - 13.30 %
48 Months6.50 % - 13.50 %
60 Months6.60 % - 13.60 %
72 Months6.60 % - 13.60 %
Maximum Term for Used Vehicles
Up to 2 Years old72 Months
3 - 4 Years old60 Months
4 - 5 Years old48 Months
May qualify for longer term based on value and LTV
New or Used Farm and Garden Equipment
Purchase PriceMaximum TermAPR
0 - $5,00036 Months7.30 % - 14.30 %
$5,001 - $10,00048 Months7.50 % - 14.50 %
$10,001 - $20,00060 Months7.60 % - 14.60 %
$20,001 - up72 Months7.60 % - 14.60 %
Used --- 90% Dealer Certified Appraised Value
PurchaseMaximum TermAPR
0 - $5,00036 Months7.30 % - 14.30 %
$5,001 - $10,00048 Months7.50 % - 14.50 %
$10,001 - up60 Months7.60 % - 14.60 %
New or Used Boat, Motor and Trailer, Travel Trailer, Jet Ski's, ATV's and Dirt Bikes
Purchase PriceMaximum TermAPR
0 - $3,00036 Months7.30 % - 14.30 %
$3,001 - $5,00048 Months7.50 % - 14.50 %
$5,001 - $20,00060 Months7.60 % - 14.60 %
$20,001 - up72 Months7.60 % - 14.60 %
Signature Loans
Maximum 15% Salary up to $10,000 after 1 Year of Employment. Maximum 5% Salary 3 Months to 1 Year of Employment.
AmountMaximum TermAPR
$500 - $2,50024 Months10.00% - 17.00%
$2,501 - $4,99936 Months10.00% - 17.00%
$5,000 - $10,00048-60 Months10.00% - 17.00%
Loans over 36 months based on credit worthiness
Computer Loans
$500 - $3,00024 Months9.25% - 16.25%
Share Secured Loans
TermAPR
24 Months2.50%
36 Months2.75%
48 Months2.85%
60 Months2.99%
 
CREDIT LIFE AND CREDIT DISABILITY AVAILABLE AT GROUP RATES
GAP AND EXTENDED WARRANTY AVAILABLE AT DISCOUNTED RATES