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Loan Rates Savings Rates Fee Schedule

Loan Rates
Rate Ranges Are Based On Credit Worthiness
New or Used Auto
TermAPR
36 Months or Less2.49 % - 9.49 %
48 Months2.79 % - 9.79 %
60 Months2.89 % - 9.89 %
72 Months2.89 % - 9.89 %
Maximum Term for Used Vehicles
Up to 2 Years old72 Months
3 - 4 Years old60 Months
4 - 5 Years old48 Months
May qualify for longer term based on value and LTV
New or Used Farm and Garden Equipment
Purchase PriceMaximum TermAPR
0 - $5,00036 Months3.49 % - 10.49 %
$5,001 - $10,00048 Months3.79 % - 10.79 %
$10,001 - $20,00060 Months3.89 % - 10.89 %
$20,001 - up72 Months3.89 % - 10.89 %
Used --- 90% Dealer Certified Appraised Value
PurchaseMaximum TermAPR
0 - $5,00036 Months3.49 % - 10.49 %
$5,001 - $10,00048 Months3.79 % - 10.79 %
$10,001 - up60 Months3.89 % - 10.89 %
New or Used Boat, Motor and Trailer, Travel Trailer, Jet Ski's, ATV's and Dirt Bikes
Purchase PriceMaximum TermAPR
0 - $3,00036 Months3.49 % - 10.49 %
$3,001 - $5,00048 Months3.79 % - 10.79 %
$5,001 - $20,00060 Months3.89 % - 10.89 %
$20,001 - up72 Months3.89 % - 10.89 %
Signature Loans
Maximum 15% Salary up to $10,000 after 1 Year of Employment. Maximum 5% Salary 3 Months to 1 Year of Employment.
AmountMaximum TermAPR
$500 - $2,50024 Months7.75% - 14.75%
$2,501 - $4,99936 Months7.75% - 14.75%
$5,000 - $10,00048-60 Months7.75% - 14.75%
Loans over 36 months based on credit worthiness
Computer Loans
$500 - $3,00024 Months7.00% - 13.00%
Share Secured Loans
TermAPR
24 Months2.25%
36 Months2.30%
48 Months2.70%
60 Months2.80%
 
CREDIT LIFE AND CREDIT DISABILITY AVAILABLE AT GROUP RATES
GAP AND EXTENDED WARRANTY AVAILABLE AT DISCOUNTED RATES