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Loan Rates Savings Rates VISA CU MONEY VISA CARD OFFERED THROUGH LSC CARD SERVICES Fee Schedule

Loan Rates
Rate Ranges Are Based On Credit Worthiness
New or Used Auto
TermAPR
36 Months or Less2.49 % - 9.49 %
48 Months2.79 % - 9.79 %
60 Months2.89 % - 9.89 %
72 Months2.89 % - 9.89 %
Maximum Term for Used Vehicles
Up to 2 Years old72 Months
3 - 4 Years old60 Months
4 - 5 Years old48 Months
May qualify for longer term based on value and LTV
New or Used Farm and Garden Equipment
Purchase PriceMaximum TermAPR
0 - $5,00036 Months3.49 % - 10.49 %
$5,001 - $10,00048 Months3.79 % - 10.79 %
$10,001 - $20,00060 Months3.89 % - 10.89 %
$20,001 - up72 Months3.89 % - 10.89 %
Used --- 90% Dealer Certified Appraised Value
PurchaseMaximum TermAPR
0 - $5,00036 Months3.49 % - 10.49 %
$5,001 - $10,00048 Months3.79 % - 10.79 %
$10,001 - up60 Months3.89 % - 10.89 %
New or Used Boat, Motor and Trailer, Travel Trailer, Jet Ski's, ATV's and Dirt Bikes
Purchase PriceMaximum TermAPR
0 - $3,00036 Months3.49 % - 10.49 %
$3,001 - $5,00048 Months3.79 % - 10.79 %
$5,001 - $20,00060 Months3.89 % - 10.89 %
$20,001 - up72 Months3.89 % - 10.89 %
Signature Loans
Maximum 15% Salary up to $10,000 after 1 Year of Employment. Maximum 5% Salary 3 Months to 1 Year of Employment.
AmountMaximum TermAPR
$500 - $2,50024 Months7.75% - 14.75%
$2,501 - $4,99936 Months7.75% - 14.75%
$5,000 - $10,00048-60 Months7.75% - 14.75%
Loans over 36 months based on credit worthiness
Computer Loans
$500 - $3,00024 Months7.00% - 13.00%
Share Secured Loans
TermAPR
24 Months2.25%
36 Months2.30%
48 Months2.70%
60 Months2.80%
 
CREDIT LIFE AND CREDIT DISABILITY AVAILABLE AT GROUP RATES
GAP AND EXTENDED WARRANTY AVAILABLE AT DISCOUNTED RATES